The refreshingly down-to-earth Plan Smart, Retire Rich explains how, starting today, you can begin reaching your goal of a financially sound retirement. This essential guideBook, written by financial and retirement experts at MONY, is filled with personalized profiles that anyone--from a 25-year-old employee to an experienced business manager--can match to their personal goals, needs, and resources. Look here to determine whether a traditional IRA or a Roth IRA can give you the greater nest egg (the answer may surprise you!); how to reap the greatest financial and tax advantages from your existing retirement plan, whether you're an employer or an employee; how to sell highly-appreciated property without paying any capital gains tax; and much more.